While I admire the Irish approach (which allows vulnerable people to appoint others to assist them with decision making or to make decisions jointly with them) I cannot see how the Office of the Public Guardian would have the resources to cope
with such arrangements. Without a body regulating or overseeing more flexible arrangements, vulnerable people might be left more open to abuse than they are currently.
Many people with mental health problems rely on friends or family for help with managing their finances. However, this report shows that people are often struggling to get this support because the tools for sharing financial decision-making – such as Power of Attorney – are not working well for them.